Stefa Pay
Treasury Monitor
Updated 12:53 UTC · next reconciliation 18:00
Read-only
EUR
1 284 650
USD
595 300
USDT
184 500
2 002 066 EUR
Client funds held
across all currencies
96 470
In flight between accounts
6 payments
21 750
On hold
2 payments
5
Require action
treasury & operations
47 850
Turnover today
settled outflow, EUR
546 750
Turnover 14 days
settled outflow
16 612.30
Fees booked
bank margin, EUR

Nostro accounts

own liquidity + client funds held at each provider (Harbor Hills / Papaya / XBO)
Harbor Hills · EUR Correspondent account
LT21 3250 ···8841
1 697 450 EUR
Own liquidity412 800 Client funds · 341 284 650
Reconciled with providerin sync · 12m ago
Harbor Hills · USD Correspondent account
LT21 3250 ···8859
723 700 USD
Own liquidity128 400 Client funds · 21595 300
Reconciled with providerin sync · 12m ago
Papaya · EUR Payment rail
GB58 PAPA ···4471
96 200 EUR
Own liquidity96 200 Client funds · 00
Reconciled with providerin sync · 12m ago
XBO · USDT Exchange balance, TRC20
TRC20
UniqueTag per client
369 000 USDT
Own liquidity184 500 Client funds · 6184 500
Reconciled with providerin sync · 12m ago
XBO · USD Exchange fiat balance
ViBAN GB04 SEOU ···9930
74 200 USD
Own liquidity74 200 Client funds · 00
Reconciled with providerin sync · 12m ago

Payments in flight

11 active
PaymentWhere the money isAmount Next actionDwell
PAY-4118Nordwind LTD Papaya · EURSubmitted → Baltic Timber OU 38 200.00 EUR Review & approveOperations 6 min
PAY-4117Baltic Trade Harbor Hills · USDOn hold → Shenzhen Optics 12 450.00 USD Release holdCompliance 312 min
PAY-4116Sirius OU Papaya · EURApproved → Meridian GmbH 8 900.00 EUR Send to railTreasury 41 min
PAY-4115Vela Group Harbor Hills · USDProcessing → Atlas Freight 21 750.00 USD Rail confirmationBank 88 min
PAY-4114Ozon Logistics Papaya · EURSent to beneficiary → Kant Handel 5 400.00 EUR Awaiting settlementBank 130 min
PAY-4113Nordwind LTD XBO · USDTApproved → Crypto Desk 45 000.00 USDT Send to railTreasury 22 min
PAY-4112Kant Handel Papaya · EUROn hold → Riga Steel 9 300.00 EUR Release holdCompliance 265 min
PAY-4111Sirius OU Harbor Hills · USDSubmitted → Delta Systems 16 800.00 USD Review & approveOperations 14 min
PAY-4110Ателье Грин Papaya · EURProcessing → Nord Textile 3 120.00 EUR Rail confirmationBank 54 min
PAY-4109Vela Group Papaya · EURCompleted → Lisbon Imports 27 400.00 EUR -- 0 min
PAY-4108Baltic Trade Harbor Hills · USDSent to beneficiary → Oslo Marine 11 200.00 USD Awaiting settlementBank 96 min
PAY-4107Nordwind LTD Papaya · EURApproved → Hansa Group 6 650.00 EUR Send to railTreasury 33 min

Client balances by currency

funds held on our nostro accounts, aggregated per client
ClientEURUSDUSDT
Nordwind LTD 412 800 88 400 120 000
Vela Group 286 400 164 900 -
Baltic Trade 158 300 206 000 -
Sirius OU 144 200 76 000 44 500
Ozon Logistics 128 900 60 000 -
Kant Handel 97 600 - 20 000
Ателье Грин 56 450 - -

Turnover

14 days, EUR
--

Fees booked

bank margin by source, EUR
Outgoing payment fees
fixed + percentage per order
8 942.20
54 %
FX conversion margin
basis points on converted amount
4 180.55
25 %
Account opening fees
one-time per account
2 100.00
13 %
Card program fees
issuance and top-up
1 389.55
8 %
Total
16 612.30 EUR

Recent ledger movements

latest posted entries
ClientTypeAmount
Nordwind LTD16.09 12:49 topup +50 000.00 EUR
Baltic Trade16.09 12:41 payment out -12 450.00 USD
Sirius OU16.09 12:41 fee -24.50 EUR
Vela Group16.09 12:25 topup +30 000.00 USD
Kant Handel16.09 12:12 payment out -9 300.00 EUR
Ozon Logistics16.09 11:47 transfer in +5 400.00 EUR
Ателье Грин16.09 11:23 payment out -3 120.00 EUR
Nordwind LTD16.09 10:52 fx convert +45 000.00 USDT
Stefa Pay - Treasury Monitor · read-only observability · Business payments without borders